Are you building your own home? Acting as your own contractor? Using your own labor?

We specialize in 12-month construction loans for self built homes. We do not require you to hire a general contractor. Monthly payments are interest only and are calculated from the date of each draw. Upon completion, you will refinance through your favorite mortgage lender. There is no pre-payment penalty.

To get started, simply fill in our Qualification Questionnaire. We will then reply with our free evaluation including loan costs and application instructions.

Loan Features

Build your house - your way! This is the easiest and most flexible construction loan available for a self-built home!
You are free to purchase materials from your favorite suppliers.
You can hire your favorite subcontractors.
You can use your own labor
Build from your own house plans, not ours.
You do not have to hire a licensed contractor or project supervisor to qualify for our construction loan.
  • No application fee and no credit report fee. This means you can find out if you qualify, and if you do, what the conditions and terms will be without incurring any charges.
  • Our construction loans are for 12 months with no pre-payment penalty. Extensions are available. Upon completion you will refinance through your preferred mortgage lender.
  • Unlimited draws are provided with no draw fees, or inspection fees.
  • Construction draws can be ordered up front prior to completion of work. They are then mailed to you to deposit into your checking account, usually within one business day. From there you will pay your suppliers and sub-contractors.
  • It’s ok if construction has already started.
  • Loan amounts up to $500,000.


How would you like to find out if you prequalify?
There is no obligation and takes only a minute.

This questionnaire is for conversation purposes only. It is not an application and will not enable us to pull your credit report.

Qualification Questionnaire