“My in-law’s rent was going up and up and my wife and I couldn’t find affordable housing for them. I’ve been a builder my whole life and we had some money set aside, so building a small house for them seemed like a great plan. Unfortunately, I couldn’t find a bank willing to finance it. They all seemed to want me to finance 90% of the project before taking their cut.
Owner Builder Loans was not only willing to finance a much larger portion of the project than anyone else, they were happy to offer advice on how to make the process less expensive. Fred at OBL explained how the cost of financing would be less if I kept my loan duration short, so I did! My 1,000 sq ft house took just under four months to build. I took my first draw a little over a month in, so my loan duration was under 90 days.
Miles made the draw process simple and straightforward. Draws were processed extremely quickly. I was able to obtain permanent financing just a few days after I had my final building inspection. OBL was very helpful there as well. They promptly provided my lender and title company with everything they needed. If my testimonial sounds like a sales pitch for OBL, it’s because I REALLY like this company. When I found them, I had a hard time believing it wasn’t a scam at first. They are the real deal!”Owner Builder, T.W.
When we decided we wanted to build our house, we first began to work with a contractor. However, the contractor's estimates kept increasing and he wanted to alter our floorplan significantly in order to keep costs down. We were thankful for Owner Builder Loans. They were so easy to work with. They walked us through the process of setting up an estimated budget and draw schedule. We would absolutely recommend Owner Builder Loans for any family building their own home.Owner Builder, S.K & K.K
Couldn't Have Done It Without You
“Miles, can't thank you and your father enough for your help in building our dream home. We are still finishing small details, landscaping and other. We could not have done this without you. We have close to a million in equity. We get lots of offers already. I will send more pictures. This one is a distant pic showing house and shop. The neighborhood is very happy too. Thanks again”Owner Builders, Mike and Monica
Freedom and Flexibility
“Being self-employed, it was next to impossible for us to secure financing, but not only were you willing to chance on us, but the whole process couldn't have been easier! We had all the freedom and flexibility we needed to get the job done the way we wanted to. Building a house is difficult enough; financing it shouldn't be. And you may quote us on all that! If you were closer, I'd let you bring the beer and pizza, not only so you could see the house, but so that you could meet the little bird that now carries your name. I have to say, he's the smartest little budgie I've ever had, and he certainly brought us a lot of joy through it all too!”Owner Builders, Mr & Mrs M
Exceptional Service! Thank You
"Working with Miles and Owner Builder Loans was a very positive experience for us when building our home. They truly know the meaning of "customer service" and were always attentive to our questions or concerns. I would highly recommend them to anyone wishing to build their own home."Owner Builders, Tom and Nancy
Goes Above and Beyond
"I started out building the first house for myself, but before it was even completed I had people offering to buy it. Being a single guy, how could I pass that up? I finished one house last November and am just starting on another one. The folks at Owner Builder Loans have been nothing but good to me. They are happy to go out of their way to help."Owner Builder, S.H.
Dream to Reality!
"I want to thank you for assisting us in making our dream home into a reality. Your organization has allowed my family and I to build a dream home that otherwise would not have been possible. I will not hesitate to recommend you to anyone I come across that may be wanting to do likewise.
Again, a sincere thank you from myself and my family."
Creative Approach to Credit Hurdles
"Just wanted to say how much we appreciate the professionalism of the Owner Builder Loans' team. We had a few credit hurdles to overcome to get financing on our second home (which was a strawbale) and their team found creative ways to help us achieve our goals. The responsiveness for both communication and processing draw request was outstanding. Thanks so much and we will definitely be using OBL again on our next build-out!"Owner Builder TW
Great to Work With
“Miles and his team at Owner Builder loans have been great to work with from start to finish of our new home project. I would highly and have highly recommended them to many of my friends and family. Thanks Miles we couldn’t of done it without you guys ! Todd G”Owner Builder TG
"It's just good business. The home construction loans from Owner Builder Loans gave us the financing flexibility we needed. There's been a lot to learn, but with help from our family and friends plus a great working relationship with the staff at Owner Builder Loans, we should be able to move into our new home by Christmas."Owner Builders, S.L and J.L.
You Make It so Easy
"Thank you for another easy-to-close construction loan for my clients. You make it so easy for them to build their own home - their way. My clients tell me they never have any issue with their draws and you handled everything with such professionalism and support! They are thrilled and so am I."Mortgage Broker, J.R.
So Glad We found You
"I had searched for months trying to find owner builder financing and was told 'no' so often that I almost gave up. I am so glad we found you guys. I can't thank you enough for helping us build our dream home. Your draw process was great. It was so easy and we were able to keep things moving and on time. No small feat! Thank you again for making our dream possible. We love our house!"Owner Builder, P.T.
A Real Asset for the Owner Builder
"The construction draw program is a real asset for the owner builder. It gave us excellent leverage in minimizing our building costs. Plus everyone at Owner Builder Loans tried to make the entire process from orientation to closing as simple as possible which we really appreciated."Owner Builders, D.M and B.M.
Time is Money
"Time really is money, especially when you have a dream and you're building it yourself. It is all about the loan and having flexibility, buying power and control. This loan is a piece of cake. Whenever I need a draw, I make a request and the check arrives in a couple of days."Owner Builder, M.K.
Local Banks Turned Me Away, Owner Builder Loans Did Not!
"I had spent a year attempting to secure construction financing from local banks . As soon as I brought up the concept of owner builder I was turned away. Research turned me to Owner Builder Loans, and I was pleasantly surprised. The application and pre approval was efficient. Whenever I had a question someone returned my call promptly and there was little to no delay with their draw system. I would encourage anyone attempting to be an owner builder and in need of financing to give Owner Builder Loans a call."Owner Builders, P.S.
Building a Quality Log Home
"I just wanted to let you know how incredibly impressed we were working with your team. Your loan program made it possible for us to act as owner-builders, something the local banks were not willing to do. Plus, your unlimited draw system helped us to build a quality log home on time and on budget. It was a real pleasure working with you. If we ever decide to build again, we would choose Owner Builder Loans - without hesitation."Owner Builders, J.R. and C.R.
All My Questions Were Always Answered
"Owner Builder Loans allowed our dream home to become a reality. We saved money by ordering draws only when they were finally needed. Having this money immediately available allowed us to negotiate the very best in prices from our suppliers and subcontractors. Thank You."Owner Builders Julie and Robert
Friendly and Flexible - You Made It Easy
"We expected the construction loan process to be very difficult. Owner Builder Loans proved to be just the opposite. Their staff was very friendly and quite flexible to work with. Thank you for helping us build our dream home."Owner Builders, D.M and B.M.
More Highs and Lows than a Roller Coaster
“When we couldn't find the house we wanted, we decided to build it ourselves. After learning about the loan program, I recognized a great opportunity and grabbed it. It has been a wild ride with more highs and lows than a roller coaster. High marks to Cathy at Owner Builder Loans. She answers all our questions and keeps the checks coming right on time. We have been able to pay contractors immediately and motivate them to complete projects more promptly.”Owner Builders, D.T. and K.T.
Easiest Draw System Ever
"Their draw system is the easiest I've ever found and they offer increases and extensions."Construction Industry Expert and Author, C.H.
Helping Us Finish Construction
"It seemed like a good idea when we started construction on our new house with our own money. We had no idea that financing could be a problem. We were well into the project when we started looking for a loan to finish construction. I really started to worry when every lender we talked to said no. When a broker friend recommended your loan program - we were so relieved. You guys have a great program and a great team. We want to say a sincere THANK YOU for helping us finish our house."Owner Builders, M.H. and C.H.
We Saved Money
"Owner Builder Loans allowed our dream home to become a reality. We saved money by ordering draws only when they were finally needed. Having this money immediately available allowed us to negotiate the very best in prices from our suppliers and subcontractors. Thank You."Owner Builder, I.J. and P.J.
You Helped Us When No One Else Could
"We were determined to build our own log home, but the banks would not finance us as owner builders. Owner Builder Loans provided us with a construction loan and made our dreams come true. We had absolutely no hassles and our checks were always on time. We give your program an excellent rating."Owner Builders, W.K. and C.K.