About
Owner Builder Loans AZ, LLC

Welcome to Owner Builder Loans AZ, LLC

At Owner Builder Loans AZ LLC, we offer a creative financing option for individuals who wish to self-build their own home by acting as their own general contractor. This is the only type of loan we offer.

All our funds come from private investors, not the government. As a result, we don’t follow the same rules as most banks. This allows us to apply sensible guidelines that make our loans unique to all others.

Fred L. Arnold
Owner and President

The concept for Owner Builder Loans AZ, LLC was originated by my father, Frederick M. Arnold. Over 60 years ago he was approached by a neighbor who needed financing to complete the construction of his home. He had been turned away by every bank that he sought financing through because he wanted to act as his own contractor. Able to help, my dad provided his neighbor the funds necessary to complete his home. Afterwards, the neighbor told someone else who was building their own home, and then they told someone else. Eventually, my father turned these opportunities into a small business and 40 years ago I started working with him.

  • Jon Lammers
    Vice President Investor Relations
  • Mary Arnold
    Chief Operations Officer
  • Patsy Trempe
    Mortgage Loan Originator Accounting
  • Madline Joseph
    Underwriter
  • Rich Darnell
    Mortgage Loan Originator
  • Dawn Willman
    Loan Processor
  • Lisa Holliger
    Loan Processor
  • Scott Clark
    Mortgage Loan Originator

Eager to help Americans realize their dreams of designing and building their own homes, we have now underwritten, funded, and serviced thousands of owner-builder loans. Our focus has always been on making the owner-builder experience easier. As a result, a polished, streamlined loan program has evolved that is unique in the industry.

If you are searching for a lender that understands the complexities of owner-builder financing, look no further — Owner Builder Loans is here to help!